COLLEGE OF THE REDWOODS Board of Trustees
Policy No. 323
Administrative Regulation No. 323.01
POST-65 HEALTH AND WELFARE RETIREMENT
BENEFITS
All benefit provisions in this Administrative Regulation are available to
administrative, classified management, or confidential employees of the
District with employment start dates prior to
Medical, dental, and vision insurance for retirees post age 65 to age 70:
The District will cover 70% of the cost of medical, dental, and vision
insurance up to a maximum of $13,500 total for each eligible retired
administrative, classified management, or confidential employee during the
five-year period from age 65 to age 70.
Requirements:
1. The program begins with those administrative, classified management, or
confidential employees retiring on
2. The retiree must have been a full-time employee for the ten years
immediately preceding retirement.
3. Sabbatical leave or teacher exchange will count as eligible time within the
ten-year period if accepted and used within the first five years of the
ten-year period.
4. Leave without pay does not count toward part of the ten-year service
requirement, but does not constitute a break in the continuity of the ten-year
requirement.
5. Paid sick leave counts toward the satisfaction of the ten-year requirement.
6. Extended sick leave (beyond the paid sick leave time) does not count toward
a part of the ten-year service requirement but does
not constitute a break in the continuity of the ten- year requirement.
7. The health and welfare benefits shall be consistent with those available to
current employees.
The retired employee and spouse will not be eligible to receive new fringe
benefit programs or plans, which may accrue to then current employees who are
on active employment status with the District at the time the new benefit goes
into effect which were not an expansion of the basic benefit program in effect
at the time of retirement.
8. If the retired employee predeceases the spouse or domestic partner, the
spouse or domestic partner shall continue to
receive these benefits until the time when the employee would have attained the
age of 70 up to the $13,500 maximum the employee would have received.
9. Dependents other than the spouse or domestic partner shall have no rights of
their own for benefits under this program.
10. District payment for participation in this program for the employee and/or
spouse or domestic partner shall be terminated at the time that the employee
reaches 70 or, if the employee is deceased, at the date the employee would have
reached 70, up to the $13,500 maximum. Upon the District discontinuance of
premium payments, the employee and/or spouse or domestic partner may elect to
continue participation at their own expense provided there has been no break in
coverage.
11. This plan, or equal coverage when this plan is combined with other coverage
for which the employee is qualified, shall be effective until age 70. Such
other coverage shall be, but is not limited to, Medicare A-B and coverage
obtained or obtainable through other employment. If an option is available to
an employee and/or spouse or domestic partner and the coverage is equal, the
employee shall cooperate with the District to exercise the option provided such
exercise does provide equal coverage.
Approved by Board of Trustees:
Amended: