| COLLEGE OF THE REDWOODS | Board of Trustees Policy No. 425 |
POST-65 HEALTH AND WELFARE BENEFITS
Medical, dental vision insurance for retirees post age 65 to age 70:
The District will cover 50% of the cost of medical, dental, and vision insurance, up to a
maximum of $11,000 total for each eligible retired certificated, administrative,
classified management or confidential employee during the five year period from age 65 to
age 70.
Requirements:
1. The program begins with those certificated employees retiring in 1989, and those
administrative, classified management or confidential employees retiring in 1990, and who
qualify for service or disability retirement under the State Teachers Retirement System
(STRS) or Public Employees Retirement System (PERS) and are drawing retirement pay
therefrom.
2. Must have been a full time employee for the ten years immediately preceding retirement.
3. Sabbatical leave or teacher exchange will count as eligible time within the ten year
period if accepted and used within the first five years of the ten year period.
4. Leave without pay does not count toward part of the ten year service requirement but
does not constitute a break in the continuity of the ten year requirement.
5. Paid sick leave counts toward the satisfaction of the ten year requirement.
6. Extended sick leave (beyond the paid sick leave time) does not count toward a part of
the ten year service requirement but does not constitute a break in the continuity of the
10 year requirement.
7. The health and welfare benefits shall be consistent with those being received at the
time the employee retires.
The retired employee and spouse will not be eligible to receive new fringe benefit
programs or plans which may accrue to then current employees who are on active employment
status with the District at the time the new benefit goes into effect which were not an
expansion of the basic benefit program in effect at the time of retirement.
8. If the retired employee predeceases the spouse, the spouse shall continue to receive
these benefits until the time when the employee would have attained the age of 70 up to
the $11,000 maximum the employee would have received.
9. Dependents other than the spouse shall have no rights of their own for benefits under
this program.
10. District payment of participation in this program for the employee and/or spouse shall
be terminated at the time that the employee reaches 70 or, if the employee is deceased, at
the date the employee would have reached 70 up the $11,000 maximum. Upon the District
discontinuance of premium payments, the employee and/or spouse may elect to continue
participation at their own expense provided there has been no break in coverage.
11. This plan or equal coverage when this plan is combined with other coverage for which
the employee is qualified shall be effective until age 70. Such other coverage shall be,
but is not limited to Medicare A- B and coverage obtained or obtainable through other
employment. If an option is available to an employee and/or spouse and the coverage is
equal, the employee shall cooperate with the District to exercise the option provided such
exercise does provide equal coverage.
Adopted by Board of Trustees: June 4, 1990