Physical Health

Tax Shelter Annuity 403(B) and 457 Plans

All employees of College of the Redwoods are eligible to have tax deferred deductions from their monthly pay that will be forwards to a 403(b).  We encourage you to take advantage of the technical and educational resources being made available to you by our Administrator, via their toll-free phone number, email, and the Internet at www.envoyplanservices.com.

Customer Service Center Mail: Envoy Plan Services c/o MidAmerica 211 E Main Street, Suite 100 Lakeland, FL 33801
Phone: 800-248-8858
Fax: 877-513-2272
Email: Info@EnvoyPlanServices.com

Navia

Call xxx-xxx-xxxx
visit link

A Healthcare Flexible Spending Account (FSA) is a personal expense account that works with an employer’s health plan, allowing employees to set aside a portion of their salary pre-tax to pay for qualified medical expenses. Since FSAs are a pre-tax benefit they help employees save up to 40% on health and dependent care expenses. FSAs allow employees to set aside pre-tax dollars to pay for eligible medical expenses such as prescription drugs, co-pays, deductibles, procedures, and other out-of-pocket medical costs.

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• Flexible Benefits Participant Information (PDF)
• Flexible Benefits Enrollment Information (PDF)

CalPERS

Call 888-CalPERS
visit http://www.calpers.ca.gov

In a defined benefit retirement plan, pension payments are determined by a set formula and are payable for life . This contrasts with a defined contribution plan (like a 401(k) or 457 plan), in which benefits are determined not by a formula, but solely by the amount of contributions in an account, plus earnings.

CalSTRS

Call 800-228-5453
visit http://www.calstrs.com/

Your CalSTRS retirement benefit is a strong foundation—it’s calculated using a formula that provides a fixed percentage of your final compensation based on your age when you retire and your years of service credit. You’ll also likely need more to meet your retirement income goal, so consider starting a 403(b) or 457(b) tax-advantaged account early in your career rather than later.

• CalSTRS Handbook

Anthem EAP

Call 800-825-5541
visit Anthem EAP

With Anthem EAP, you and your household members have access to initial legal and financial consultation as part of the standard work/life feature.

You also have access to an online library of legal and financial information, in addition to financial calculators to help address issues ranging from debt management to buying a new home.

Legal and financial topics can include: Personal/Family legal services, Debit/Credit Counseling, Identity recovery and credit monitoring.

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529 College Savings Plan

Call xxx-xxx-xxxx
visit https://www.scholarshare529.com/why/benefits

Give the gift of knowledge, career skills and life-changing opportunities to a loved one—in the form of a tax-advantaged, benefits-oriented college savings account that can be used for a variety of qualified educational expenses.

Jose Espinoza Robledo
Jose.espinozarobledo@tiaa.org

• 529 College Savings Plan Overview

24/7 help with personal concerns

call 800-825-5541
visit https://www.anthem.com/employer/employee-benefits-programs/services and enter sisc

Good health doesn't just mean physical well-being. Emotional wellness is every bit as important. Anthem EAP has an extensive network of licensed behavioral health professionals who can help you address a variety of issues either in person or through online sessions:

• Relationship or family problems
• Alcohol or drug abuse
• Feelings of overwhelming loss or grief
• Depression or anxiety
• Stress management
• Times of crisis

Anthem’s representatives can help with finding a counselor and locating the support you need. They are available to assist you 24 hours a day, 365 days a year at the toll-free telephone number provided in your EAP materials.

Personal Health Coaching

call 855-442-5885
visit vida.com/sisc

get one-on-one health coaching, therapy, chronic condition management, health trackers and other tools and resources online or via phone.

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24/7 Physician Access—Anytime, Anywhere

Call 888-632-2738
visit www.mdlive.com/sisc

Access to virtual visits with psychiatrists and therapists for members age 10 and up. Virtual urgent care services are available to all members. Physicians can prescribe medication when appropriate.

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TalkSpace

Call xxx-xxx-xxxx
visit https://www.talkspace.com

How therapy and psychiatry work together. Talkspace makes both types of mental health care convenient and affordable, with no outside referrals required. Depending on your therapy goals, your Talkspace therapist will help you process thoughts and feelings, understand your motivations, develop coping strategies, and more. You’ll connect through live sessions, ongoing messaging, or both.

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